I get it. You’re antsy. You want to know exactly how long does a bankruptcy stay on your credit report because… well, who wouldn’t? You want to move on with your life and put your bankruptcy behind you. I know because I’ve been there. I filed bankruptcy in 2006. You can read all about my […]
How To Invest In Startups: My Journey Into Angel Investing
The other week I wrote about why I people should have more illiquid assets. With companies staying private longer a lot of the value creation, and therefore return on investment, is closed off to the average investor. I think that sucks, so in this post I’m going to give a brief overview of how to invest […]
Illiquid Assets: Why You Should Have More of Them
Before I get into the guts of this post I want to make one clear distinction. I will be using the terms illiquid assets and illiquid investments interchangeably. This isn’t necessarily correct, so it’s worth noting. The topic deserves it’s own post, but for simplicity, investments are things you expect to increase in value (e.g. […]
Kabbage Loan Review from an Unbiased Business Owner
I’m the owner of a small Internet company that’s qualified for the maximum $100,000 Kabbage loan. Before applying for Kabbage I was searching for a genuine Kabbage loan review but couldn’t find one. I was starting to look into Kabbage because I’d recently been fueling our growth with business loans rather than going back to the […]
Here’s What Happened to My Credit Score Once My Bankruptcy Came Off
Ten years is a long time to wait for something to happen. When that something is a bankruptcy falling off your credit report it can feel like eternity. I filed for bankruptcy in 2006, and as my ten year anniversary approached, all I wanted to know was what kind of credit score change I would […]
LoanBuilder Review from an Unbiased Business Owner
I incorporated my business back in 2011, although I began working on it on and off a bit earlier. Since that time we’ve raised about $550,000 in venture capital, but over the years I’ve been weaning us off the VC juice. Still, it’s nice to be able to get access to capital to grow the […]
Bankruptcy Stories: Here’s Mine
Buried under what feels like an insurmountable pile of debt; it’s all you can think about. You’re anxious, losing sleep at night, and constantly wondering how you’re going to dig yourself out of the hole you now find yourself in. You feel embarrassed and ashamed you’ve gotten yourself into this position, and those feelings only […]
Drowning American, Rebooted
Seven years ago, to the date, I launched this blog. Reading that first post, it’s clear that my goal was to focus on the American Dream, how it now feels so unattainable, and how we can get back to a place where we feel like it’s a reality again. And throughout those seven years I […]
What is Drowning American?
Drowning American… I suppose that’s how I’ve felt for the last 8 or so years of my life as I’ve struggled finding my place in the world and achieving the all elusive “happiness” and American Dream. I grew up relatively privileged, not lavishly so, but definitely more than most. However, my father never handed me […]